I have never seen this talked about and my insurance never told me, but I was able to reduce my insurance from $120/mo to $25/mo under a winter layup policy. This is still comprehensive but only covers it parked at home.I only just found out about this because I called my insurance planning to cancel due to layoff but was nervous/didn't want to totally lose coverage. Then the agent offered this option. I have been riding for 6+ years in winter states, I could have saved ~$100/mo for 3-5 months every year since then and had no idea! via /r/motorcycles https://www.reddit.com/r/motorcycles/comments/frrjpk/theres_is_reduced_insurance_for_when_you_arent/?utm_source=ifttt
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